6 Devout Prayers for Getting Out Of Debt

Do you find yourself happier and more thankful to God if you have more debt? Of course not! The opposite is more likely. We could find it hard to worship God when credit cards are maxed out, unpaid bills, and bank accounts are closer to zero.

So reaching out to God with a prayer to get out of debt is an important first step to breaking the chains of debt slavery in your life. And make no mistake, debt is a slaver. You become a slave to money when you are in debt.

This is literally what happened to the Jews in the Old Testament. If you can’t pay a debt, you become a slave to the lender. Today, there’s no more slavery but make no mistake, you are working for your masters – credit card companies, banks, and other lending institutions.

You need to set yourself free from debt. Can you imagine how tranquil your life would be without debt? Picture it. If you didn’t need to pay your credit cards and mortgages, wouldn’t you have a lot of money to spend, enjoy life, and give to the poor?

You would feel more blessed if you didn’t have to prioritize working for money. So make every effort to break the chains of debt and start by praying to God for help.

Let us pray.


If you want me to pray on your behalf, join me in the video above, and let me pray for you.
 To have your prayer for debt offered to God by true Christians, submit your prayer here, and we shall share it with groups and churches worldwide.

Powerful Prayer For Getting Out Of Debt

God our Father in Heaven, we stand before You in prayer, humble before Your fabulous presence. We pray for those who want to be free from the yoke of debt in their lives. 

Lord Jesus, You said that whenever two or three are gathered in Your Name, there You will be. We humbly ask for Your presence beside us.

We know that the prayers of the righteous are powerful and effective, yet we claim no righteousness of our own other than the righteousness of our Lord Jesus.

Lord God, we ask You to break the chains of debt in their lives. You said that they could not have two masters – they cannot serve both God and money. And right now, because of debt, they are forced to serve money.

Forgive them, Lord, for the mistakes that they made that led to all of this. It could be many things – it could be overspending, living a lifestyle they cannot afford, or an unexpected emergency expense that they weren’t prepared to handle.

You know the mistakes they made. Reveal it to them. Show them clearly what they did that led to this problem. And show them what they can do to correct these mistakes to prevent more debt from coming into their lives.

Have mercy on them and free them from the harmful effects of debt. Whether it’s stress, sleepless nights, health problems, relationship problems, or something else, please rescue them, Lord. 

You said, Lord, that they can cast their burdens upon You and that You would set them free from the chains that bind them. We claim these promises, Lord. Remove this heavy yoke on their shoulders.

Soften the heart of their lenders. May the lenders give them opportunities to reduce their debt, their interest payments, or their penalties. Allow them to restructure their debt to more manageable levels. Or better yet, cancel the debt altogether, if possible.

Show them meaningful opportunities to make more money, to improve their finances. Give them the boldness and sense of urgency to act quickly. Strengthen them so they can step out in faith to do the things that You have revealed to them. 

Open the gates of heaven and pour out Your overflowing blessing upon them. May the outpouring of blessing lead them to praise and give thanks to Your Name.

And may You turn them into better stewards of the financial blessings that You provide them. Mold their character and lead them away from financial temptations. Remind them that they have a spirit of power and self-control. 

Teach them not to be envious of others but to be happy for the success and prosperity of others. Send them mentors who can help improve their finances and give them an open mind to listen to godly advice.

We know, Lord, that You will give them freedom from debt. May You guide them and be with them always. In Jesus’ name, we pray. And God’s people said, “Amen!”.

Improving your finances is a key step to getting out of debt. Pray to God for money, and He will answer or if you’re already in debt, offer a prayer for debt cancellation.

getting out of debt bible verse

The rich rules over the poor, and the borrower is the slave of the lender. – Proverbs 22:7

Short Prayer To Get Out Of Debt

Father in heaven, we pray for those enslaved by debt. Break the chains of their slavery, Lord. Pour out Your blessings so that they will have more than enough to pay out all of their debts.

We know nothing is impossible with You. The debt that they have may seem impossible to pay off, but You said even if they have faith as small as a mustard seed, they can move mountains. 

We need to move this mountain, Lord. We need to break these chains. So we ask for Your supernatural intervention—open doors of opportunity for them to make more money. Give them the knowledge to wisely manage the blessings you are about to pour out to them.

You are Jehovah Jireh, our Great Provider. We know You will answer this prayer. We claim this in the mighty name of Jesus. Amen.

prayer for getting out of debt

The wicked borrows but does not pay back, but the righteous is generous and gives; – Psalm 37:21

Miracle Prayer To Get Out Of Debt

prayer submit

Lord God, I come to You praying for a miracle solution to my debt problem. The amount of money seems impossible to pay, but You are the God of the impossible. Nothing is too big for You.

Forgive me, Lord, for my past mistakes. I know I have sinned in the area of managing my money. Reveal the areas I need to correct and help me give up the things I don’t need.

Whenever Your disciples needed money, You always came through. I humbly ask, Lord, that You also come through for me. I believe in Your miraculous power to release me from debt. Amen.

prayer for getting out of debt

Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law. – Romans 13:8

Prayer For Debt Relief

Lord God, Heavenly Father, I pray that You remove the burden of debt in my life. This debt has caused me many sleepless nights, constant stress, and anxiety. It has strained and maybe even broken my relationships with my family and friends.

Forgive me my mistakes, Lord, and give me relief from this heavy yoke. Help me to see Your purpose in this trial. I seek Your will in this with all my heart. I believe You plan the best life for my family and me. I promise to be a better steward of Your financial blessings.

I am in faith that You will grant me this petition. I pray this in Jesus’s name. Amen.

prayers for getting out of debt

And forgive us our debts, as we also have forgiven our debtors. – Matthew 6:12

Prayer To Help Those In Debt

Lord, we pray that You help those struggling to pay off their debts. Forgive them of their mistakes and sins, and give them a fresh revelation of what they need to do and what they need to avoid doing. Show them their past mistakes so that they can avoid repeating them. 

Give their lenders an understanding heart. May the lenders allow them to reduce or restructure their debt to make lower interest payments or penalties.

Make them better masters of money. Do not let money control their lives. Strengthen their spirit and character so they can be better stewards of Your financial blessings.

We lift everything to You, Lord, in Jesus’s name. Amen.

prayer about getting out of debt

And he summoned each one of his master’s debtors, and he began saying to the first, ‘How much do you owe my master?’ – Luke 16:5

Prayer To Remove Debt From The World

Lord, please remove the yoke of debt in the world. Let everyone live a prosperous and abundant life free from the miseries of debt. Let them see the fullness of life free from the burden of debt. 

Remind them not to conform to the patterns of this world. Rebuke them for going after worldly possessions. And show them the secrets to making more money righteously and how to manage these blessings wisely.

Rebuke the lenders who charge too high interest and let them have mercy on their borrowers. May they see the hardship that their debt has caused in other people’s lives. Move them to cancel the debt that cannot be repaid.

We know You can do the impossible, Lord. We claim this in the mighty name of Jesus. Amen.

prayers for getting out of debt

Simon answered and said, “I suppose the one whom he forgave more.” And He said to him, “You have judged correctly.” – Luke 7:43

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